Terms & Conditions

Welcome to Ratnakripa,

These terms and conditions outline the rules and regulations for using the Ratnakripa Website, which can be found at www.ratnakripa.com.

By accessing this website, we assume that you accept and agree to all of the terms and conditions stated on this page. If you do not agree to these terms and conditions, please refrain from using Ratnakripa.

The following terminology applies to these Terms and Conditions, Privacy Statement, and Disclaimer Notice, as well as to all agreements: "Client," "You," and "Your" refer to you, the
person accessing shall adhere to the terms and conditions set forth by the Company, as outlined on this website. "The Company," "Ourselves," "We," "Our," and "Us" refer to our Company. The terms 'Party,' 'Parties,' or 'We' encompass both the Client and our organization. All references made herein encompass the proposal, acceptance, and exchange of payment required to engage in assisting the Client in the most suitable manner, with the explicit goal of fulfilling the Client's requirements pertaining to the delivery of the Company's designated goods and services, in alignment with and subject to the governing laws of the India. Any use of the above terminology or other words in the singular, plural, capitalization, and/or he/she or they are considered interchangeable and therefore refers to the same entity.


We use cookies on Ratnakripa. By accessing Ratnakripa, you agree to the use of cookies as stated in Ratnakripa's Privacy Policy.

Most interactive websites utilize cookies to retrieve user details for each visit. Cookies are used on our website to enable the functionality of certain areas and enhance the user experience for visitors. Additionally, some of our affiliate and advertising partners may also make use of cookies.


Unless otherwise stated, Ratnakripa and/or its licensors own the intellectual property rights for all materials on Ratnakripa. All intellectual property rights are reserved. You may access Ratnakripa for your personal use, subject to the restrictions set forth in these terms and conditions.

You are prohibited from:

  • Republishing materials from Ratnakripa
  • Selling, renting, or sub-licensing materials from Ratnakripa
  • Reproducing, duplicating, or copying materials from Ratnakripa
  • Redistributing content from Ratnakripa

Certain sections of the website may allow users to post and exchange opinions and information. Ratnakripa does not filter, edit, publish, or review comments before they appear on the website. Comments reflect the views and opinions of the individuals who post them and not those of Ratnakripa, its agents, or affiliates. Ratnakripa shall not be liable for any comments or for any liability, damages, or expenses arising from the use, posting, or appearance of comments on the website to the extent permitted by applicable laws.

Ratnakripa reserves the right to monitor all comments and to remove any comments that are deemed inappropriate, offensive, or in violation of these terms and conditions.

By posting comments on our website, you warrant and represent that:

You have the right to post the comments and have all necessary licenses and consents to do so.

The comments do not infringe upon any intellectual property rights, including but not limited to copyrights, patents, or trademarks of any third party.

The comments do not contain defamatory, libelous, offensive, indecent, or otherwise unlawful material that invades privacy.

The comments will not be used to solicit or promote business, custom, or engage in commercial or unlawful activities.

By posting comments on our website, you grant Ratnakripa a non-exclusive license to use, reproduce, edit, and authorize others to use, reproduce, and edit your comments in any and all forms, formats, or media.


The following entities have the permission to link to our Website without the need for prior written approval:

  • Government agencies.
  • Search engines.
  • News organizations.
  • Online directory distributors, in a similar manner to how they hyperlink to other listed businesses' websites.

System-wide Accredited Businesses, except for soliciting non-profit organizations, charity shopping malls, and charity fundraising groups that are prohibited from hyperlinking to our website.

These organizations can link to our home page, publications, or other relevant information on our Website, as long as the link adheres to the following conditions: (a) The link should not be misleading in any way. (b) It should not falsely imply sponsorship, endorsement, or approval of the linking party and its products/services. (c) The link should fit within the context of the linking party's website.

We may also consider and approve link requests from the following types of organizations:

  • Well-known consumer and/or business information sources.
  • Community sites with a dot-com domain.
  • Associations or groups representing charitable causes.
  • Online directory distributors.
  • Internet portals.
  • Accounting, law, and consulting firms.
  • Educational institutions and trade associations.

We will grant approval for link requests from these organizations based on the following criteria: (a) The link should not have a negative impact on our reputation or that of our accredited businesses. (b) The organization should not have any unfavorable records with us. (c) The visibility of the hyperlink should provide a sufficient benefit to us. (d) The link should be presented as a general resource and fit within the context of the information provided.

These organizations may link to our home page under the condition that: (a) The link is not misleading. (b) It does not falsely imply sponsorship, endorsement, or approval of the linking party and its products/services. (c) The link fits within the context of the linking party's website.

If your organization falls within the categories mentioned in paragraph 2 and you are interested in linking to our website, please contact us via email at myratnakripa@gmail.com. Include your name, organization name, contact information, the URL of your site, a list of the URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Please allow 2-3 weeks for a response.

Approved organizations may hyperlink to our Website using the following methods:

1. By utilizing our corporate name.
2. By using the specific uniform resource locator (URL) that is being linked to.
3. By providing any other appropriate description of our Website that aligns with the content and format of the linking party's site.

Without a trademark license agreement, the use of Ratnakripa’s logo or any other artwork for linking purposes is strictly prohibited.


Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual appearance on our Website.


We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.


Please read Privacy Policy


We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.


If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.


To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

  • limit or exclude our or your liability for death or personal injury;
  • limit or exclude our or your liability for fraud or fraudulent misrepresentation;
  • limit any of our or your liabilities in any way that is not permitted under applicable law; or
  • exclude any of our or your liabilities that may not be excluded under applicable law. The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.